Beacon Tax Relief
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Full Disclosures

Required notices about who we are and what our software does and does not do.

Disclosures Library — Ready-to-Paste Blocks

Beacon Tax Relief LLC

— AI-Powered Tax Relief SaaS

Version: 1.0 | Last Updated: [DATE]
Source: Compiled from compliance_framework.md §11 and expanded
Review Frequency: Quarterly — or immediately upon any FTC/state AG enforcement action in the tax relief space

Usage Instructions: Copy the exact text below for each surface. Do not paraphrase disclosure language — the specific wording has regulatory significance. Bracketed items (Beacon Tax Relief LLC , [STREET ADDRESS] , Dallas, TX 75201 , etc.) must be replaced with actual values before publication. Items marked ⚠️ are legally required and must not be omitted.

Disclosure 1 — Website Footer (All Pages) ⚠️

Where: Footer of every page on [WEBSITE_URL] — homepage, pricing, blog, product pages, help center
Format: Small but legible text; minimum 9pt font equivalent; must not be hidden or in a color that blends with the background
Review Frequency: Quarterly; immediately if entity type, licensed professionals on staff, or state registrations change

EXACT TEXT TO PASTE:

Beacon Tax Relief LLC
 is a software and document assistance service. We are not attorneys, 
certified public accountants, enrolled agents, or IRS-licensed representatives. We do not 
represent clients before the Internal Revenue Service or any taxing authority, and we do 
not provide legal advice or tax advice. Our services assist taxpayers in organizing financial 
information, generating IRS-related documents, and understanding IRS programs — all forms 
are signed and submitted by the taxpayer. Results of any IRS program depend entirely on 
your individual circumstances and IRS determinations; no outcome is guaranteed. Use of our 
services does not create an attorney-client or accountant-client relationship. For 
representation before the IRS, engage a licensed attorney, CPA, or enrolled agent.

Beacon Tax Relief LLC
 is not affiliated with the Internal Revenue Service, the U.S. 
Department of the Treasury, or any government agency.

Beacon Tax Relief LLC
 | [STREET ADDRESS]
, Dallas, TX 75201
 | [CITY, STATE, ZIP] | support@beacontaxrelief.com


[If and when registered in CA: CTEC Registration #XXXXX]
[If and when registered in MN: MN Department of Commerce Registration #XXXXX]
© [YEAR] Beacon Tax Relief LLC
. All rights reserved. | Privacy Policy | Terms of Service

Disclosure 2 — Homepage Hero Subtext (One-Liner Trust Statement) ⚠️

Where: Directly below or alongside the hero headline on the homepage
Format: Subtext, visually prominent, above the fold or immediately visible
Purpose: Prevents IRS affiliation implication; sets accurate service expectation at first contact
Review Frequency: Any time hero headline changes

EXACT TEXT TO PASTE:

DIY tax resolution software — you stay in control. We're not an IRS representative, 
CPA firm, or law firm. You sign and submit everything. No outcome guaranteed.

Shorter variant (for space-constrained layouts):

Software tools only — not legal advice, not IRS representation. You sign. You submit.

Disclosure 3 — Pricing Page Footer ⚠️

Where: Below pricing table on the pricing/plans page
Format: Small text below the plan grid; visible without scrolling if possible
Review Frequency: Any time pricing or tier features change

EXACT TEXT TO PASTE:

All prices shown are for monthly software subscriptions and/or one-time Document Pack 
purchases. Subscription fees are for access to software tools and educational content — 
they are not contingent on any IRS outcome and do not include IRS representation or 
legal advice. Beacon Tax Relief LLC
 is a software platform, not a law firm, CPA firm, or 
enrolled agent firm. No outcome is guaranteed. Results depend entirely on your individual 
financial circumstances and IRS determinations.

14-day money-back guarantee applies to first-month subscription only. Document Pack 
purchases are refundable only before pack generation. See full Refund Policy.

Beacon Tax Relief LLC
 is not affiliated with the IRS or any government agency.

Disclosure 4 — Signup and Consent Screen ⚠️

Where: Account creation / checkout flow — must appear before payment is captured
Format: Each item is a separate checkbox that must be manually checked; none may be pre-checked
Engineering note: Log each checkbox action (item ID, timestamp, IP address, user ID, consent text version) for compliance records
Review Frequency: Any time ToS, Privacy Policy, §7216 consent, or AI providers change

EXACT TEXT TO PASTE — DISCLOSURE ACKNOWLEDGMENT BLOCK:

Before completing your purchase, please confirm you have read and agree to each of the 
following. Each checkbox must be checked individually.

☐  (1) SERVICE NATURE: I understand that Beacon Tax Relief LLC
 is a software and document 
   assistance platform. It is not a law firm and does not provide legal advice or tax advice.

☐  (2) NO IRS REPRESENTATION: Beacon Tax Relief LLC
 does not represent me before the IRS or 
   any taxing authority. I am responsible for reviewing, signing, and submitting all 
   documents. No employee or contractor of Beacon Tax Relief LLC
 is authorized to act as 
   my representative before the IRS.

☐  (3) NO GUARANTEED OUTCOME: No outcome or result is guaranteed. Whether the IRS accepts 
   any offer, agreement, payment plan, or resolution depends solely on my individual 
   circumstances and IRS determinations. My subscription fee is for software access and is 
   not conditioned on any IRS outcome.

☐  (4) UNLICENSED STAFF: Beacon Tax Relief LLC
 staff are not licensed attorneys, CPAs, or 
   enrolled agents and cannot provide IRS representation, legal advice, or tax advice.

☐  (5) TERMS AND PRIVACY: I have read and agree to the Terms of Service [link] and Privacy 
   Policy [link].

☐  (6) IRC §7216 CONSENT: I have read the IRC §7216 Consent and Authorization [link] 
   regarding disclosure of my tax return information to AI providers (Anthropic PBC and 
   OpenAI Inc.) and I voluntarily consent to such disclosure for the purpose of AI-assisted 
   document preparation. I understand I am not required to consent and may decline, which 
   will disable AI-assisted features.

   [Note: §7216 consent must be a SEPARATE standalone form per Treasury Reg. §301.7216-3 — 
   this checkbox references the full consent document. The full document must be displayed 
   and separately signed/checked before AI features are enabled.]

[COMPLETE PURCHASE BUTTON — only activates when checkboxes 1–5 are checked; checkbox 6 
required to enable AI features but not to complete purchase]

Disclosure 5 — Email Footer (CAN-SPAM Compliant) ⚠️

Where: Bottom of every promotional/marketing email; also recommended for all outbound emails
Format: Plain text or simple HTML; physical address is legally required (CAN-SPAM)
Review Frequency: Quarterly; immediately if address or entity name changes

EXACT TEXT TO PASTE:

─────────────────────────────────────────────────────────
Beacon Tax Relief LLC
 | [STREET ADDRESS]
, Dallas, TX 75201
 | [CITY, STATE, ZIP]

Beacon Tax Relief LLC
 is a software and document assistance platform, not a law firm. 
We do not represent taxpayers before the IRS. All IRS forms are signed and submitted 
by you. Results depend on your individual circumstances; no outcome is guaranteed.

This email contains general information about IRS programs and is not legal or tax 
advice. For IRS representation, consult a licensed attorney, CPA, or enrolled agent.

You received this email because you subscribed to updates from Beacon Tax Relief LLC
.
[Unsubscribe] | [Privacy Policy] | [Terms of Service] | [Manage Preferences]
─────────────────────────────────────────────────────────

Disclosure 6 — Direct Mail Footer (with State-Specific Variations) ⚠️

Where: Bottom of every direct mail piece (postcards, letters, brochures)
Format: Must be legible — minimum 6pt print; not reversed out of a dark background
Review Frequency: Before any new mail campaign; when entering new states

EXACT TEXT TO PASTE — BASE VERSION (All States):

IMPORTANT NOTICE: Beacon Tax Relief LLC
 is a software service that provides tax 
organization tools and document assistance. Beacon Tax Relief LLC
 IS NOT a law firm, 
accounting firm, CPA firm, or IRS representative. We do not negotiate with the IRS 
on your behalf. No outcome is guaranteed. All forms must be reviewed, signed, and 
submitted by you. For IRS representation, consult a licensed attorney, CPA, or 
enrolled agent.

Beacon Tax Relief LLC
 is not affiliated with the IRS or any government agency.
[STREET ADDRESS]
, Dallas, TX 75201
 | [CITY, STATE, ZIP] | [SUPPORT_PHONE] | [WEBSITE_URL]

MINNESOTA ADDITION (Required — Minn. Stat. §332B.06 — add verbatim to MN mail):

[MN RESIDENTS: Beacon Tax Relief LLC
 is [registered with / not required to register with] 
the Minnesota Department of Commerce as a debt settlement services provider. 
Registration Number: [XXXXX / N/A — confirm with counsel before sending MN mail].]

CAUTION: Debt settlement services may have a negative impact on your credit rating 
and may not reduce your debt. [Include only if MN registration is required — verify 
with counsel.]

Note: MN direct mail is deferred pending licensing determination. DO NOT mail to MN residents until MN state analysis (compliance checklist item 1.10) is complete. (compliance_framework.md §3.2)

CALIFORNIA ADDITION (Required for CA residents — add to CA mail when CA launches):

[CA RESIDENTS: CTEC Registration #XXXXX. Beacon Tax Relief LLC
 is registered/licensed 
with the California Department of Financial Protection and Innovation (DFPI). 
License #XXXXX. — Confirm applicable registration before CA launch.]

FLORIDA ADDITION (Recommended — add to FL mail):

[FL RESIDENTS: Beacon Tax Relief LLC
 is not a law firm and does not provide legal 
representation. The Florida Bar regulates the practice of law in Florida.]

Disclosure 7 — SMS Opt-In Language (TCPA-Compliant) ⚠️

Where: Immediately adjacent to the phone number entry field on any web form; also at any point where SMS consent is collected
Format: Must appear BEFORE the user submits the form; must be legible
Engineering note: Log consent with: phone number, IP address, timestamp, form page URL, exact consent language version
Review Frequency: Quarterly; immediately upon any FCC/TCPA rule changes

EXACT TEXT TO PASTE:

By providing your phone number and checking this box, you consent to receive text 
messages from Beacon Tax Relief LLC
 ([SHORT_CODE or COMPANY_PHONE_NUMBER]) about our 
services, promotions, and account updates. Message frequency varies. Message and data 
rates may apply. You may reply STOP at any time to opt out; reply HELP for assistance. 
Opting out will not affect your access to paid services. We will process your opt-out 
within 10 business days.

This consent is not a condition of purchase. View our SMS Terms [link] and Privacy 
Policy [link].

☐ I agree to receive SMS messages from Beacon Tax Relief LLC
. [MUST BE MANUALLY CHECKED 
— NOT PRE-CHECKED — SEPARATE FROM T&C CHECKBOX]

Disclosure 8 — SMS Message Footer (Required in Marketing Texts) ⚠️

Where: Appended to every marketing/promotional SMS message
Format: Plain text; included in message body (not a separate message)
Review Frequency: Quarterly

EXACT TEXT TO PASTE:

Beacon Tax Relief LLC
: Reply STOP to opt out. Reply HELP for help. Msg&data rates may apply.

First-message welcome / auto-response (TCPA best practice):

Beacon Tax Relief LLC
: You're subscribed to updates. Msg freq varies. Msg&data rates apply. 
Reply STOP to cancel, HELP for info. Not legal advice. [WEBSITE_URL]

Disclosure 9 — Marketing Landing Page Disclosures ⚠️

Where: All paid ad landing pages, lead capture pages, and campaign-specific landing pages
Format: Visible on the page without excessive scrolling; not hidden in collapsed sections
Review Frequency: Before any campaign launch; quarterly

EXACT TEXT TO PASTE — LANDING PAGE FOOTER BLOCK:

Beacon Tax Relief LLC
 provides DIY tax resolution software and document assistance tools. 
We are not a law firm, CPA firm, enrolled agent firm, or debt settlement company. 
We do not represent you before the IRS, negotiate on your behalf, or guarantee any 
IRS outcome. All documents generated by our software are reviewed, signed, and 
submitted by you. IRS program results depend entirely on your individual financial 
circumstances and IRS discretion.

Beacon Tax Relief LLC
 is not affiliated with the IRS, the U.S. Department of Treasury, 
or any government agency. References to IRS programs (Offer in Compromise, Fresh Start, 
installment agreements, Currently Not Collectible status, penalty abatement) describe 
official IRS programs administered by the IRS — not proprietary Beacon Tax Relief LLC
 
programs.

Testimonials reflect individual results. Individual results will vary. A testimonial 
describing "$X in tax debt resolved" is not a typical result — most customers' outcomes 
depend on their unique financial circumstances. [REQUIRED if any testimonials appear.]

Not available in all states. Currently available in: TX, FL, AZ, NV, NC, GA.

Disclosure 10 — AI Chat Disclaimer (Shown at Conversation Start) ⚠️

Where: Displayed at the start of every AI chat session, before the user sends any message; also shown after any significant session gap (>60 minutes of inactivity)
Format: Shown as a system message or introductory banner; user must scroll past or acknowledge before chatting
Review Frequency: Any time AI capabilities change; quarterly otherwise

EXACT TEXT TO PASTE:

IMPORTANT DISCLAIMER — PLEASE READ BEFORE PROCEEDING

You are about to use Beacon Tax Relief LLC
's AI-powered assistant. Before you begin:

• This AI assistant provides general information about IRS programs and tax resolution 
  processes. It does NOT provide legal advice, tax advice, or personalized professional 
  recommendations for your specific situation.

• This AI assistant is NOT a licensed attorney, CPA, or enrolled agent and cannot 
  represent you before the IRS.

• Information provided by this AI may be incomplete, outdated, or inapplicable to your 
  specific circumstances. Always verify important information with IRS.gov or a licensed 
  professional before acting.

• Your conversation may be processed by Anthropic PBC (Claude) or OpenAI Inc. (GPT) 
  as described in our Privacy Policy and your §7216 consent.

• If you share tax return information in this chat, that sharing is governed by your 
  IRC §7216 consent. If you have not yet provided §7216 consent, tax return information 
  entered here will not be processed by AI tools.

• This conversation may be reviewed by Beacon Tax Relief LLC
 staff for quality assurance 
  and compliance purposes.

[ACKNOWLEDGE AND CONTINUE — button required]

Disclosure 11 — Voice Agent Opening Disclosure (Recording + AI Use) ⚠️

Where: Played or displayed at the beginning of every AI voice call, before the customer provides any substantive information
Format: Must be spoken by the voice agent in the opening script; cannot be skipped without acknowledgment
Review Frequency: Any time voice agent capabilities change; quarterly otherwise

EXACT SCRIPT TO PASTE (Voice Agent Reads This):

"Hello, and thank you for calling Beacon Tax Relief LLC
. Before we begin, I need to let 
you know a few important things.

First, this call may be recorded and monitored for quality assurance and compliance 
purposes. By continuing this call, you consent to recording.

Second, I am an AI voice assistant powered by artificial intelligence, not a human 
representative. I can provide general information about IRS programs and help you 
navigate our software, but I cannot provide legal advice, tax advice, or represent you 
before the IRS.

Third, Beacon Tax Relief LLC
 is a software service. We are not a law firm, CPA firm, or 
enrolled agent firm. We do not represent you before the IRS and do not guarantee any 
outcome.

If you have a legal emergency or need immediate IRS representation, please hang up and 
contact a licensed attorney, CPA, or enrolled agent.

To continue, say 'I understand' or press 1. To speak with a human representative, say 
'human agent' or press 0."

Compliance note: Recording consent — Texas is a one-party consent state. If you operate in two-party consent states (CA, FL, IL, MA, MI, NH, OR, PA, WA), the disclosure must explicitly obtain consent before recording begins. Verify recording consent requirements for each state where voice calls may originate.

Disclosure 12 — Document Pack Delivery Disclosure ⚠️

Where: Email confirming Document Pack delivery; on the Document Pack download screen
Format: Displayed prominently before the download link
Review Frequency: Quarterly

EXACT TEXT TO PASTE:

IMPORTANT — PLEASE READ BEFORE SUBMITTING YOUR DOCUMENTS TO THE IRS

Your Document Pack has been generated based on the information you provided. Before 
submitting any document to the IRS:

1. REVIEW FOR ACCURACY: Carefully review every document for accuracy. You are solely 
   responsible for the accuracy of all information. Beacon Tax Relief LLC
 is not 
   responsible for errors arising from incorrect information you provided.

2. CONSULT A TAX PROFESSIONAL: We strongly recommend reviewing these documents with a 
   licensed tax professional (attorney, CPA, or enrolled agent) before submitting them 
   to the IRS, particularly if your tax situation is complex, you have multiple tax 
   years at issue, or the amounts involved are substantial.

3. YOU MUST SIGN: All documents must be signed by you before submission. Documents 
   generated by Beacon Tax Relief LLC
 are not signed on your behalf.

4. THESE ARE NOT FINAL LEGAL SUBMISSIONS: Documents generated by this platform are 
   starting points. They may require modification based on your specific circumstances 
   and current IRS requirements. IRS program requirements can change.

5. NO OUTCOME GUARANTEED: Beacon Tax Relief LLC
 does not guarantee that the IRS will 
   accept, process, or approve any document, offer, or request generated using this 
   platform.

[DOWNLOAD DOCUMENT PACK — button]

Disclosure 13 — Refund Policy (Verbatim Customer-Facing) ⚠️

Where: Pricing page (below plans); checkout flow (before payment capture); email receipt; help center
Format: Clear, plain language; not buried in Terms of Service
Review Frequency: Any time refund terms change; immediately if a chargeback pattern emerges

EXACT TEXT TO PASTE:

REFUND POLICY

14-DAY MONEY-BACK GUARANTEE — SUBSCRIPTIONS (FIRST MONTH ONLY)
New subscribers may request a full refund of their first monthly subscription payment 
within 14 days of their initial purchase date. To request a refund, email 
support@beacontaxrelief.com
 with the subject "Refund Request" and your account email address 
within 14 days of purchase. We will process your refund within 10 business days.

This guarantee applies only to your first subscription purchase and only within the 
14-calendar-day window from the date of that purchase.

After 14 days, subscription fees are non-refundable, including for mid-period 
cancellations. If you cancel your subscription before the end of a billing period, 
your subscription remains active through the end of the period you have paid for, 
and no prorated refund is issued.

ANNUAL SUBSCRIPTIONS
Annual plan payments are prorated for refund purposes only if you cancel within 
30 days of the annual renewal date. A prorated refund equals the monthly equivalent 
times the number of complete months remaining in the annual period at the time of 
cancellation. After 30 days from the annual renewal date, no refund is available.

DOCUMENT PACKS (ONE-TIME PURCHASES)
Document Pack purchases are refundable only if the pack has not yet been generated. 
Once you click "Generate Pack" and document generation begins, the purchase is final. 
No refund will be issued for generated Document Packs, regardless of whether you 
downloaded or reviewed the documents.

HOW TO REQUEST A REFUND
Email support@beacontaxrelief.com
 with:
- Subject line: "Refund Request"
- Your account email address
- Date of purchase
- Reason for refund (optional but helpful)

We will respond within 2 business days and process approved refunds within 10 
business days to your original payment method.

CHARGEBACKS
If you initiate a chargeback for a charge you believe was unauthorized or erroneous, 
please contact us first at support@beacontaxrelief.com
 — we can often resolve disputes faster 
than the chargeback process. Chargebacks initiated in bad faith (e.g., for services 
actually received and used) may result in account termination and may be contested.

This policy was last updated: [DATE].
Full Refund Policy: [WEBSITE_URL]/refund-policy

Disclosure 14 — Money-Back Guarantee (If Offered in Marketing) ⚠️

Where: Any marketing asset, landing page, or paid ad that features a money-back guarantee claim
Format: Displayed immediately below or adjacent to the guarantee claim; not in a footnote accessible only by clicking
Review Frequency: Before any advertising campaign; quarterly
Important Note: Anthem Tax Services' MBG was subject to extensive litigation and FTC scrutiny. The following is a clean, defensible version. (compliance_framework.md §4.3)

EXACT TEXT TO PASTE:

14-DAY MONEY-BACK GUARANTEE — TERMS AND CONDITIONS

Our 14-day money-back guarantee applies to your first monthly subscription purchase 
only. To receive a refund: (1) you must be a first-time subscriber; (2) you must 
submit your refund request to support@beacontaxrelief.com
 within 14 calendar days of your 
initial purchase date; (3) the guarantee applies to the subscription fee only, 
not to Document Pack purchases.

This guarantee does not apply to: renewal subscription payments; Document Pack 
purchases; any subscription payment after the first; or accounts terminated for 
violation of our Terms of Service.

The money-back guarantee is a satisfaction guarantee on the software platform. 
It is not a guarantee of any IRS outcome. Beacon Tax Relief LLC
 does not guarantee 
that the IRS will approve any offer, payment plan, or resolution, and the 
money-back guarantee does not imply otherwise.

Full terms: [WEBSITE_URL]/refund-policy

End of Disclosures Library

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